Category Archives: Social Security

Signs That You May Not Be Ready to Retire

Proceed with Caution: Warning Signs That You May Not Be Ready to Retire There’s plenty of guidance available to help you feel confident that it’s time to retire. But it could be just as important to recognize signs that you … Continue reading

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How Much Do You Need To Save?

One common rule of thumb in developing a retirement savings strategy is that your accumulated savings and other sources of income will need to replace about 80% of your pre-retirement income.¹ This assumes that retirees may be able to maintain … Continue reading

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Are You Ready for E-Social Security?

As of March 1, 2013, paper Social Security checks will be a thing of the past, and all retirement and disability payments (with minor exceptions) will be made electronically. Beneficiaries may choose to receive their monthly payments by direct deposit … Continue reading

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Surprise! It’s Retirement Time

In a 2012 survey, 50% of current retirees said they retired earlier than they had planned, up from 45% in 2011.1 Many retirees reported reasons that were beyond their control, such as health problems or disability, company downsizing or closure, … Continue reading

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Rediscovering Fossil Fuels: Could the Energy Boom Transform the Economy?

Growing demand from developing economies caused global oil prices to rise 265% in the last 10 years. A decade of rising fuel prices often made life more difficult for many U.S. consumers and businesses, and occasionally put unwelcomed strain on … Continue reading

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Understanding Your Social Security Options

About half of retirees file for Social Security benefits when they first become eligible at age 62.1 The age to receive “full” Social Security benefits is 66 for workers born between 1943 and 1954. If you were born in this … Continue reading

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Costs of Caregiving

More than 65 million Americans — about one out of three adults — provide care for someone who is ill, disabled, or aged.1 Although these caregivers are unpaid, the total value of their efforts is estimated at $450 billion annually … Continue reading

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