Category Archives: Investments

Sector Investing

Individual sectors of the U.S. economy often behave differently at various points in the business cycle. Therefore, changes in the direction or speed of economic growth can spur shifts in equity market performance. Some industries tend to lead the pack … Continue reading

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Moving On and Rolling Over

Despite the uncertainties of the job market, today’s workers stay in a job for an average of only 4.4 years. Job-hopping is even more prevalent among younger workers: about nine out of 10 millennials (born between 1977 and 1997) expect … Continue reading

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How Much Do You Need To Save?

One common rule of thumb in developing a retirement savings strategy is that your accumulated savings and other sources of income will need to replace about 80% of your pre-retirement income.¹ This assumes that retirees may be able to maintain … Continue reading

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The Empty Nest: An Opportunity to Build Retirement Savings?

The 2006 film Failure to Launch told a humorous story of an adult son who couldn’t seem to leave his parents’ home. Although the plot was fictional, this scenario has become more common in real life — about three in … Continue reading

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Making Distribution Decisions in Retirement

More than one-third of retirees lack confidence that they will have enough money to live comfortably throughout their retirement years.1 Committing to a savings strategy during your working career could go a long way to help alleviate this concern, but … Continue reading

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Cost of Early Retirement Plan Withdrawal

It’s not a good sign when people raid their retirement plans to pay bills, college tuition, or auto repairs, but more workers have been borrowing from their accounts or taking hardship withdrawals in the past few years. At the end … Continue reading

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The Risk of a “Flight to Safety”

As the financial crisis grew in severity from 2006 to 2008, U.S. investors moved more than $1.5 trillion into money market mutual funds as a “flight to safety.” Over the next two years, cash flowed out of these funds almost … Continue reading

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